Kitchen Refresh: The 70% Return Investment Kitchen Refresh: The 70% Return Investment (image credits: unsplash) Did you know that a minor kitchen remodel can return up to 72% of your investment according to Remodeling Magazine’s 2024 Cost vs. Value Report? You don’t need to gut your entire kitchen to see massive returns. Simply updating cabinet … Read more
Universal Basic Income: A Solution or a Trap?
Jack Smith, B.Sc. Economics
The Promise That’s Dividing Nations The Promise That’s Dividing Nations (image credits: unsplash) Imagine receiving $1,000 every month, no strings attached, just for being alive. This isn’t science fiction anymore – it’s Universal Basic Income, and it’s happening right now in places you might not expect. Finland tried it with 2,000 unemployed people from 2017 … Read more
Global Recession Playbook: 2025 Edition
Jack Smith, B.Sc. Economics
Tech Giants Face Historic Layoffs as Revenue Streams Dry Up Tech Giants Face Historic Layoffs as Revenue Streams Dry Up (image credits: pixabay) The technology sector, once considered recession-proof, experienced unprecedented workforce reductions throughout 2023 and 2024. Amazon, Meta, Google, and Microsoft collectively eliminated over 150,000 positions, according to data from TechCrunch’s layoff tracker. These … Read more
How to Hedge Against a Global Recession in 2025
Jack Smith, B.Sc. Economics
Diversify Into Safe-Haven Assets Like Gold and Silver Diversify Into Safe-Haven Assets Like Gold and Silver (image credits: pixabay) When recession fears grip the markets, precious metals have historically served as reliable shelters for worried investors. Gold prices surged over 25% during the 2008 financial crisis, and silver followed suit with impressive gains throughout that … Read more
Gen Z vs. Millennials: Who’s Winning the Money Game?
Matthias Binder, M.Sc. Financial Engineering
The Starting Line: Different Economic Landscapes The Starting Line: Different Economic Landscapes (image credits: unsplash) Gen Z entered the workforce during one of the most turbulent economic periods in recent history, facing the COVID-19 pandemic just as many were beginning their careers. Unlike millennials who experienced the 2008 financial crisis during their early career years, … Read more
The 6 Most Overlooked Tax Deductions for 2025
Home Office Deduction Beyond the Simplified Method Home Office Deduction Beyond the Simplified Method (image credits: unsplash) Most taxpayers stick to the simplified home office deduction of $5 per square foot up to 300 square feet, but this caps your deduction at just $1,500. The actual expense method often yields much higher savings, especially with … Read more
The Wealth Gap: Can It Be Closed, and Should It?
Matthias Binder, M.Sc. Financial Engineering
What Is the Wealth Gap? What Is the Wealth Gap? (image credits: flickr) The wealth gap is a term that describes the significant differences in financial resources and assets among people. It is a chasm that separates the rich from the poor, often influenced by factors like income, race, gender, and geography. Imagine a ladder … Read more
Why the Wealth Gap Keeps Growing—And What You Can Do
Axel Wellington, B.Sc. Economic Policy
The Numbers Don’t Lie: Record-Breaking Inequality in 2024 The Numbers Don’t Lie: Record-Breaking Inequality in 2024 (image credits: pixabay) The top 1% of Americans now control more than 32% of all U.S. wealth, according to Federal Reserve data from 2024. This represents the highest concentration of wealth since the 1920s, just before the Great Depression. … Read more