The Evolving Definition of Wealth The Evolving Definition of Wealth (image credits: pixabay) For generations, wealth was measured by the balance in your bank account or the assets you owned. But those days are slipping away. A recent 2024 survey by the Wealth Institute showed that 72% of people now believe wealth is about more … Read more
24/7 Markets: How to Trade When the World Sleeps
Jack Smith, B.Sc. Economics
Understanding 24/7 Markets Understanding 24/7 Markets (image credits: pixabay) It’s almost surreal—financial markets now hum with activity every hour of every day. The old idea that trading shuts down at 4 PM is no longer true for much of the world. Modern digital platforms have unlocked new doors, allowing anyone with an internet connection to … Read more
Are Mutual Funds Dead? What 2025 Data Shows
Axel Wellington, B.Sc. Economic Policy
The Pulse of the Industry: Mutual Funds in 2025 The Pulse of the Industry: Mutual Funds in 2025 (image credits: unsplash) Mutual funds are still a major force in the financial world, managing nearly $23 trillion in assets around the globe. But something has changed—net inflows fell by 15% in 2024, marking a sharp shift … Read more
Credit Score Myths That Are Costing You Thousands
Jack Smith, B.Sc. Economics
Myth 1: Checking Your Own Credit Score Hurts It Myth 1: Checking Your Own Credit Score Hurts It (image credits: unsplash) It’s shocking how many people still hesitate to check their own credit score, fearing it will drop just by peeking. The truth is, checking your own score is considered a “soft inquiry” and has … Read more
How Household Budgets Are Being Rebalanced in 2025
Jack Smith, B.Sc. Economics
The Surprising New Reality of Family Finances The Surprising New Reality of Family Finances (image credits: pixabay) Picture this: families everywhere are sitting around kitchen tables, receipts spread out, calculators in hand, eyebrows furrowed in concentration. It’s not just a scene from the past—this is 2025, and more households than ever are revisiting their budgets … Read more
How the Cost of Living Differs Across U.S. Regions in 2025
Have you ever wondered why a cup of coffee costs so much more in San Francisco than in Des Moines? The cost of living across America is not just a number on a chart—it’s the difference between feeling secure and struggling to make ends meet. In 2025, these differences are more pronounced than ever, affecting … Read more
Why More Americans Are Skipping Car Ownership Entirely
Matthias Binder, M.Sc. Financial Engineering
Have you ever imagined a world where the hum of engines and the hunt for parking spaces are things of the past? For a growing number of Americans, that world is becoming a reality. More people than ever are choosing to live without owning a car, breaking a long-standing tradition that once seemed inseparable from … Read more
What It Now Takes to Build an Emergency Fund in the U.S.
Matthias Binder, M.Sc. Financial Engineering
Have you ever wondered how you would handle a surprise medical bill or sudden job loss? The truth is, most Americans feel a jolt of anxiety just thinking about it. With rising living costs, unpredictable economies, and all the “what-ifs” life throws our way, building an emergency fund has never felt more urgent or overwhelming. … Read more