Overview of the Housing Market Trends Overview of the Housing Market Trends (image credits: unsplash) In 2025, Texas and Florida are both experiencing remarkable growth in their housing markets, each driven by unique factors. Texas has become a magnet for new residents due to its thriving job market and lower cost of living. The state … Read more
How Technology Is Replacing Traditional Banking Habits
Matthias Binder, M.Sc. Financial Engineering
The Rise of Digital Banking The Rise of Digital Banking (image credits: pixabay) Digital banking has swiftly transformed the way individuals manage their finances. In 2023, over 2 billion people globally were reported to use digital banking services, demonstrating a significant departure from traditional banking methods. This massive shift is largely driven by the convenience … Read more
How Grocery Inflation Is Forcing Budget Adjustments Nationwide
Jack Smith, B.Sc. Economics
Understanding Grocery Inflation Understanding Grocery Inflation (image credits: pixabay) Grocery inflation is a term that has become familiar to many. It refers to the increasing cost of food and household items over time. As of 2023, the United States has witnessed a substantial rise in grocery prices, with an inflation rate of about 10% year-over-year. … Read more
How Geopolitical Risk Is Changing Global Supply Chains
Matthias Binder, M.Sc. Financial Engineering
Understanding Geopolitical Risk Understanding Geopolitical Risk (image credits: pixabay) Geopolitical risk is the threat that political events or conditions in one country will impact economic activities in another. With globalization making the world more interconnected, a hiccup in one corner can send ripples across the globe. A staggering 87% of executives, as reported by the … Read more
Top 10 Apps Helping People Manage Their Monthly Budgets
Axel Wellington, B.Sc. Economic Policy
1. Mint 1. Mint (image credits: unsplash) Mint is a household name when it comes to budgeting apps, and for good reason. It offers users the ability to track their expenses, create budgets, and keep an eye on their financial health. By linking to various bank accounts and credit cards, Mint gives users a holistic … Read more
The Future of Commercial Real Estate: Will Office Spaces Ever Recover?
to Buy Your First Rental Property Without Making Costly Mistakes Understand Your Financial Situation Understand Your Financial Situation (image credits: unsplash) Before stepping into the world of rental properties, it’s vital to take a good look at your financial health. Start by checking your credit score, which plays a key role in securing a mortgage. … Read more
Why Lottery Winners Often Go Broke and What It Says About Money Mindsets
The Allure of Instant Wealth The Allure of Instant Wealth (image credits: unsplash) Many people fantasize about winning the lottery, dreaming of a life filled with luxury, freedom, and endless possibilities. However, the reality of sudden wealth is not as glamorous as it seems. According to a report by the National Endowment for Financial Education, … Read more
How to Cut Your Monthly Expenses Without Feeling Deprived
Create a Detailed Budget Create a Detailed Budget (image credits: pixabay) Creating a detailed budget is like laying the blueprint for your financial house. According to a 2023 report by the National Endowment for Financial Education, only 32% of Americans keep a detailed budget, which is surprising given its importance. By tracking every penny you … Read more