Understanding Grocery Inflation Understanding Grocery Inflation (image credits: pixabay) Grocery inflation is a term that has become familiar to many. It refers to the increasing cost of food and household items over time. As of 2023, the United States has witnessed a substantial rise in grocery prices, with an inflation rate of about 10% year-over-year. ...
Historical Performance of Real Estate vs. Stocks Historical Performance of Real Estate vs. Stocks (image credits: unsplash) Historically, real estate and stocks have both been attractive options for investors seeking long-term gains. The Federal Reserve has documented that real estate generally appreciates at an annual rate of 3-4%, whereas the S&P 500 often yields returns ...
to Buy Your First Rental Property Without Making Costly Mistakes Understand Your Financial Situation Understand Your Financial Situation (image credits: unsplash) Before stepping into the world of rental properties, it’s vital to take a good look at your financial health. Start by checking your credit score, which plays a key role in securing a mortgage. ...
Definition and Purpose of Economic Sanctions Definition and Purpose of Economic Sanctions (image credits: unsplash) Economic sanctions are strategic tools used by nations or international bodies to influence the behavior or policies of other countries. They can take many forms, such as trade embargoes, financial restrictions, or asset freezes. The main goal is to compel ...
Understanding the Poverty Mindset Understanding the Poverty Mindset (image credits: pixabay) Many individuals remain in a state of financial struggle due to a poverty mindset. This mindset is characterized by limiting beliefs about money, such as the idea that wealth is unattainable or that financial success is reserved for others. According to a study by ...
The Rise of Suburban Living The Rise of Suburban Living (image credits: wikimedia) In the last few years, a noticeable shift has emerged as many city dwellers are heading towards the suburbs. This trend gained momentum during the COVID-19 pandemic when people sought more space and tranquility. According to the National Association of Realtors, a ...
Understanding Generational Wealth Understanding Generational Wealth (image credits: pixabay) Generational wealth is a concept that involves passing down assets from one generation to the next, offering financial stability and opportunities for future family members. This wealth can manifest in various forms such as cash, real estate, stocks, and businesses. A report by the Federal Reserve ...
The Rise of Farmland Investment The Rise of Farmland Investment (image credits: pixabay) In recent years, a significant trend has emerged: wealthy individuals and institutional investors are increasingly purchasing farmland. This growing interest can be attributed to a variety of factors, such as asset diversification, long-term appreciation, and the rising demand for food. A report ...
Changing Financial Priorities Changing Financial Priorities (image credits: unsplash) Millennials and Gen Z are increasingly prioritizing financial stability over the traditional goal of owning a home. Student debt has played a significant role in this shift, with many young adults facing an average debt of around $30,000. According to the Federal Reserve’s 2022 report, 43% ...
Understanding Money Mindset Understanding Money Mindset (image credits: Wikimedia) Money mindset is a term that encompasses the beliefs and attitudes we hold about money. These beliefs can shape how we think about spending, saving, and investing. For instance, someone with a positive money mindset might view money as a tool for creating opportunities, while someone ...
Axel Wellington, B.Sc. Economic Policy
Axel Wellington, B.Sc. Economic Policy
Chris Divay, B.Sc. Finance