Changing Financial Priorities Changing Financial Priorities (image credits: unsplash) Millennials and Gen Z are increasingly prioritizing financial stability over the traditional goal of owning a home. Student debt has played a significant role in this shift, with many young adults facing an average debt of around $30,000. According to the Federal Reserve’s 2022 report, 43% ...
Understanding Money Mindset Understanding Money Mindset (image credits: Wikimedia) Money mindset is a term that encompasses the beliefs and attitudes we hold about money. These beliefs can shape how we think about spending, saving, and investing. For instance, someone with a positive money mindset might view money as a tool for creating opportunities, while someone ...
The Paradox of Economic Growth The Paradox of Economic Growth (image credits: pixabay) Economic growth is often seen as a tide that lifts all boats, but recent trends suggest otherwise. Despite a booming economy and record-breaking corporate profits, wages for the average worker have barely budged. This paradox can be perplexing. How can companies be ...
The Illusion of Control The Illusion of Control (image credits: pexels) Our brains are wired to crave control, especially when it comes to our finances. This illusion of control can lead investors to believe they have more influence over market outcomes than they actually do. Imagine feeling like a seasoned captain steering a ship through ...
Piggy Banks: From Coins to Digital Savings Piggy Banks: From Coins to Digital Savings (image credits: pexels) Growing up, many of us were introduced to the concept of saving money through a simple piggy bank. The idea was straightforward: drop your spare change in and watch it grow. However, in today’s increasingly digital world, the ...
Understanding the Market Dynamics Understanding the Market Dynamics (image credits: pexels) The housing market is like a living organism, constantly shifting and evolving. Flipping houses in such a dynamic environment requires a keen understanding of market trends. It’s crucial to keep an eye on economic indicators such as interest rates, employment figures, and consumer confidence. ...
The Hidden Cost of Savings Accounts The Hidden Cost of Savings Accounts (image credits: stocksnap) Many people believe that savings accounts are a safe place to store money, but often overlook the hidden costs associated with them. While it’s true that these accounts offer security, the interest rates are typically so low that they barely ...
The Power of Emotional Appeal The Power of Emotional Appeal (image credits: unsplash) Advertising is not just about showcasing a product; it’s about creating an emotional connection with you. Companies often use emotional appeal to tug at your heartstrings. For instance, you might see an advertisement that showcases a happy family enjoying a meal together, ...
Understanding the Concept of a Housing Bubble Understanding the Concept of a Housing Bubble (image credits: wikimedia) A housing bubble is a situation where house prices increase rapidly to levels that are unsustainable, often driven by speculation. It’s like a balloon that keeps inflating—everyone knows it can’t keep going forever, but predicting when it will ...
Bitcoin’s Meteoric Rise Bitcoin’s Meteoric Rise (image credits: pixabay) In 2009, Bitcoin was just a curious experiment in digital currency, trading for mere cents. Few could have predicted its future impact on the financial world. Early adopters who had the foresight, or perhaps just the luck, to invest in Bitcoin when it was still an ...
Jack Smith, B.Sc. Economics
Axel Wellington, B.Sc. Economic Policy
Matthias Binder, M.Sc. Financial Engineering