Have you ever found yourself hesitating before making a purchase you once wouldn’t have thought twice about? Across the country, millions of Americans are making tough choices about where their money goes. As prices rise and the world keeps changing, people are pulling back on old spending habits and putting their wallets away for things ...
The Surprising Strength of Simplicity The Surprising Strength of Simplicity (image credits: pixabay) Most people believe that investing needs to be complicated, full of endless research and quick decisions. Yet, the more the world changes and markets swing wildly, the more investors rush toward something surprisingly simple: passive investing. In the midst of headlines shouting ...
The Startling New Reality of Climate and Wealth The Startling New Reality of Climate and Wealth (image credits: unsplash) Picture this: wildfires sweep through a wealthy suburb, reducing million-dollar homes to ashes. Coastal mansions, once thought to be safe investments, now tremble on the edge as rising seas eat away the shoreline. This is not ...
Tipping Traditions: A Surprising American Habit Tipping Traditions: A Surprising American Habit (image credits: pixabay) Imagine finishing a delicious meal, only to feel a wave of confusion about how much to tip your server. For years, this has been the norm in the United States, where tipping anywhere from 15% to 20% is expected. Unlike ...
Have you ever wondered where your money disappears by the end of the month? It’s almost shocking how quickly small, everyday expenses can snowball into hefty sums, leaving many people scratching their heads and feeling frustrated. These sneaky costs don’t just drain your wallet—they can quietly sabotage your savings goals and financial peace of mind. ...
A Surging Green Wave: Why the World Is Investing Differently A Surging Green Wave: Why the World Is Investing Differently (image credits: unsplash) Imagine a world where cities are powered by sunlight, winds sweep across fields turning turbines, and rivers generate electricity silently. This is not a distant dream anymore—it’s quickly becoming reality. The unstoppable ...
Rising Home Prices Rising Home Prices (image credits: unsplash) In recent years, the United States has witnessed a dramatic surge in home prices, turning the dream of homeownership into a distant reality for many. The National Association of Realtors reported that the median existing-home price reached an astonishing $350,300 in August 2023, marking a 14.9% ...
Overview of China’s Economic Growth Overview of China’s Economic Growth (image credits: unsplash) China’s economic growth has long been a force to be reckoned with, significantly impacting global trade dynamics. However, recent years have seen a slowdown. The National Bureau of Statistics of China reported a drop in GDP growth to just 3% in 2022, ...
Understanding Grocery Inflation Understanding Grocery Inflation (image credits: pixabay) Grocery inflation is a term that has become familiar to many. It refers to the increasing cost of food and household items over time. As of 2023, the United States has witnessed a substantial rise in grocery prices, with an inflation rate of about 10% year-over-year. ...
Historical Performance of Real Estate vs. Stocks Historical Performance of Real Estate vs. Stocks (image credits: unsplash) Historically, real estate and stocks have both been attractive options for investors seeking long-term gains. The Federal Reserve has documented that real estate generally appreciates at an annual rate of 3-4%, whereas the S&P 500 often yields returns ...
Jack Smith, B.Sc. Economics
Chris Divay, B.Sc. Finance
Chris Divay, B.Sc. Finance