The Reality of Rising College Costs Versus Retirement Needs The Reality of Rising College Costs Versus Retirement Needs (image credits: pixabay) College tuition has increased by 169% since 1980, far outpacing inflation and wage growth, according to the National Center for Education Statistics. Meanwhile, retirement savings remain critically low, with the Federal Reserve reporting that ...
The Starting Line: Different Economic Landscapes The Starting Line: Different Economic Landscapes (image credits: unsplash) Gen Z entered the workforce during one of the most turbulent economic periods in recent history, facing the COVID-19 pandemic just as many were beginning their careers. Unlike millennials who experienced the 2008 financial crisis during their early career years, ...
The Hidden Truth About Real Estate’s Passive Income Potential The Hidden Truth About Real Estate’s Passive Income Potential (image credits: unsplash) Did you know that millionaires hold 90% of their wealth in real estate? This shocking statistic from the National Association of Realtors reveals why savvy investors are turning away from traditional stocks and bonds. ...
China’s Taiwan Invasion Scenario: The $5 Trillion Economic Bomb China’s Taiwan Invasion Scenario: The $5 Trillion Economic Bomb (image credits: unsplash) Military analysts warn that a Chinese invasion of Taiwan could trigger the most devastating economic crisis in modern history, potentially wiping out $5 trillion from global markets within weeks. Taiwan produces over 90% of ...
What Is the Wealth Gap? What Is the Wealth Gap? (image credits: flickr) The wealth gap is a term that describes the significant differences in financial resources and assets among people. It is a chasm that separates the rich from the poor, often influenced by factors like income, race, gender, and geography. Imagine a ladder ...
Supply Chain Disruptions Supply Chain Disruptions (image credits: unsplash) Geopolitical tensions are like unpredictable storms that can shake the very foundation of global energy supply chains. Conflicts, trade restrictions, or political unrest can create severe disruptions, affecting the flow of oil, natural gas, and other crucial resources. Imagine a vast network of highways suddenly blocked, ...
Basic Allocation of Income Basic Allocation of Income (image credits: flickr) The 50/30/20 rule is a practical approach to managing your finances by dividing your after-tax income into three distinct categories. First, 50% of your income should be allocated to necessities. These are essential expenses like housing, utilities, groceries, and transportation. These are the things ...
The 10 Most Expensive Cities in the USA San Francisco, California San Francisco, California San Francisco consistently stands at the pinnacle of expensive living in the United States. Known for being the heart of the tech industry, this city attracts thousands of professionals seeking lucrative opportunities. The median home price is a staggering $1.3 million, ...
Market Volatility: The Double-Edged Sword Market Volatility: The Double-Edged Sword (image credits: pixabay) Cryptocurrencies, by their very nature, are highly volatile. This means that their prices can fluctuate dramatically within short time frames. One minute, Bitcoin could be surging to new heights, and the next, it could be in freefall. This volatility offers a tantalizing ...
Understanding the Green Economy Understanding the Green Economy (image credits: unsplash) A green economy is a concept that focuses on sustainable development while ensuring the environment remains unharmed. This means making economic progress without destroying the planet. It involves reducing our carbon footprint, enhancing energy efficiency, and promoting renewable energy sources. Think of it as ...
Matthias Binder, M.Sc. Financial Engineering
Axel Wellington, B.Sc. Economic Policy
Jack Smith, B.Sc. Economics