The Rise of Digital Banking The Rise of Digital Banking (image credits: pixabay) Digital banking has swiftly transformed the way individuals manage their finances. In 2023, over 2 billion people globally were reported to use digital banking services, demonstrating a significant departure from traditional banking methods. This massive shift is largely driven by the convenience ...
Understanding Geopolitical Risk Understanding Geopolitical Risk (image credits: pixabay) Geopolitical risk is the threat that political events or conditions in one country will impact economic activities in another. With globalization making the world more interconnected, a hiccup in one corner can send ripples across the globe. A staggering 87% of executives, as reported by the ...
Global Supply Chain Disruptions Global Supply Chain Disruptions (image credits: unsplash) The COVID-19 pandemic has left a profound impact on global supply chains, causing significant disruptions that have led to shortages and increased costs for food production and distribution. The World Bank highlights that these supply chain issues have caused shipping costs to rise by ...
Introduction to Short-Term Rentals Introduction to Short-Term Rentals (image credits: pixabay) Short-term rentals, primarily facilitated by platforms like Airbnb, have revolutionized the travel industry. They offer travelers a unique way to experience destinations, often providing a cozy, home-like atmosphere that hotels might lack. However, this convenience doesn’t come without its complications. As these rentals have ...
Understanding Financial Freedom Understanding Financial Freedom (image credits: unsplash) Financial freedom is a term thrown around a lot, but it often feels like an elusive dream for many. It’s about having the financial resources to live the life you desire, without constantly worrying about money. However, statistics paint a stark picture. A survey by Bankrate ...
Lack of Financial Literacy Lack of Financial Literacy (image credits: pixabay) Understanding basic financial concepts is akin to learning how to ride a bike; without the right knowledge, you’re likely to stumble. A National Financial Educators Council survey highlights a staggering 60% of Americans failing a basic financial literacy test. This lack of understanding can ...
Understanding the Great Wealth Transfer Understanding the Great Wealth Transfer (image credits: pixabay) The concept of the Great Wealth Transfer is more than just a buzzword; it signifies a profound shift in the distribution of assets across generations. In the United States alone, an estimated $68 trillion is expected to change hands from the Baby ...
The Allure of Fast Food The Allure of Fast Food (image credits: pixabay) Fast food has become an integral part of modern life, providing quick meals for busy schedules. However, the convenience of fast food comes with hidden financial costs. While a single meal may seem inexpensive, frequent visits can quickly add up. For instance, ...
Understanding Financial Discipline Understanding Financial Discipline (image credits: unsplash) Financial discipline is much like learning to ride a bike. At first, it might seem overwhelming, but with practice, you can glide smoothly. Financial discipline is about managing your money wisely, ensuring you spend less than you earn. It’s not just about denying yourself pleasures but ...
Dividend Growth Investing: The Silent Wealth Builder Dividend Growth Investing: The Silent Wealth Builder (image credits: unsplash) Dividend growth investing might not be the flashiest strategy, but it has proven to be a steady and reliable wealth builder. By focusing on companies that regularly increase their dividend payouts, investors can benefit from a growing stream ...
Axel Wellington, B.Sc. Economic Policy
Axel Wellington, B.Sc. Economic Policy
Chris Divay, B.Sc. Finance