Articles for author: Matthias Binder, M.Sc. Financial Engineering

Dividend Investing 101: How to Earn Passive Income Like a Pro

Dividend Investing 101: How to Earn Passive Income Like a Pro

Understanding Dividend Investing Understanding Dividend Investing (image credits: wikimedia) Dividend investing is a popular strategy among investors seeking a reliable income stream. By purchasing stocks from companies that regularly distribute a portion of their profits as dividends, investors can benefit from a steady flow of income. This approach is particularly appealing because it allows individuals ...

The Rise of Financial Influencers: Help or Hype?

The Rise of Financial Influencers: Help or Hype?

Explosion of Financial Content Explosion of Financial Content (image credits: pixabay) Social media platforms have evolved into bustling hubs for financial advice, where influencers dominate the scene with content on investing, budgeting, and the ever-volatile world of cryptocurrency. Platforms like YouTube, TikTok, and Instagram have become the new-age classrooms for anyone looking to dip their ...

Gold, Stocks, or Crypto: Where Should You Invest in 2025?

Gold, Stocks, or Crypto: Where Should You Invest in 2025?

Gold’s Performance and Outlook Gold’s Performance and Outlook (image credits: wikimedia) In 2024, gold dazzled investors with an impressive surge, rising by 27% to reach a remarkable $2,617.20 per troy ounce. This performance marked its best since 2010, catching the attention of both seasoned investors and novices alike. Major financial institutions such as JPMorgan, Goldman ...

The True Cost of Fast Fashion: How Consumer Spending Shapes the World

The True Cost of Fast Fashion: How Consumer Spending Shapes the World

Massive Increase in Clothing Production Massive Increase in Clothing Production (image credits: pixabay) The fashion industry has witnessed an unprecedented surge in clothing production, with over 100 billion new garments being produced every year. This staggering number translates to nearly 14 items per person across the globe. This overabundance of clothes not only leads to ...

The Future of Banking: How Digital Currencies Are Challenging Traditional Systems

The Future of Banking: How Digital Currencies Are Challenging Traditional Systems

Central Bank Digital Currencies (CBDCs) Are on the Rise Central Bank Digital Currencies (CBDCs) Are on the Rise (image credits: unsplash) Digital currencies are becoming an integral part of the financial world, and Central Bank Digital Currencies, or CBDCs, are leading this revolution. Over 130 countries are currently exploring or developing their own CBDCs, with ...

Minimalism: The Path to Financial Freedom and Reduced Stress

Minimalism: The Path to Financial Freedom and Reduced Stress

Minimalism Reduces Financial Stress Minimalism Reduces Financial Stress (image credits: unsplash) In a world filled with constant advertising and a culture that often equates success with material wealth, it’s easy to fall into financial stress. Minimalism offers a refreshing perspective by encouraging individuals to focus on what truly matters. By cutting unnecessary expenses and focusing ...

Credit Card Myths Debunked

Credit Card Myths Debunked

Credit Card Myths Debunked Carrying a Balance Improves Credit Scores Carrying a Balance Improves Credit Scores A common misconception is that carrying a balance on your credit card can boost your credit score. In reality, this is far from the truth. Paying off your balance in full each month is actually more beneficial for your ...