Starting your investment journey with just $100 may seem daunting, but it’s more achievable than ever. The world of investing, once considered exclusive to those with large sums of money, has opened its doors wide, welcoming everyone willing to take the plunge. The key is to take informed steps and utilize the tools and platforms ...
The Middle Class Is Shrinking—Fast The Middle Class Is Shrinking—Fast (image credits: wikimedia) The middle class has long been considered the backbone of a thriving economy. However, in recent decades, this economic pillar has been crumbling. In the United States, the middle class has shrunk significantly, dropping from 61% of the population in 1971 to ...
Budgets Fail Because They’re Too Restrictive Budgets Fail Because They’re Too Restrictive (image credits: pixabay) Creating a budget can sometimes feel like self-imposed punishment. Many people fall into the trap of setting overly restrictive budgets, thinking it will help them save more money. However, when you’re too strict, it’s like trying to diet by only ...
FOMO Drives Impulse Spending FOMO Drives Impulse Spending (image credits: pixabay) Social media platforms are like a never-ending parade of luxury and exclusivity. Every swipe, tap, or scroll can bring up images of lavish vacations, high-end gadgets, and the hottest fashion trends. This constant exposure to curated content significantly amplifies the Fear of Missing Out, ...
The Four Phases of the Cycle The Four Phases of the Cycle (image credits: pixabay) The real estate market follows a consistent pattern known as the four-phase cycle: Recovery, Expansion, Hyper-Supply, and Recession. These phases are like the seasons of real estate, each bringing unique characteristics and challenges. During the Recovery phase, market confidence begins ...
Carbon Tariffs Are Changing Global Trade Carbon Tariffs Are Changing Global Trade (image credits: pixabay) Carbon tariffs are emerging as a powerful tool to influence international trade dynamics. The European Union’s Carbon Border Adjustment Mechanism (CBAM) is a prime example. Introduced in 2023, the CBAM imposes tariffs on carbon-intensive imports such as steel, cement, and ...
Income Potential Income Potential (image credits: unsplash) When it comes to income potential, short-term rentals (STRs) can be like striking gold, particularly if you own a property in a high-demand area. Imagine having a charming beachfront cottage that you can rent out for $300 per night. Within just a few weeks, you could potentially earn ...
Understanding Dividend Investing Understanding Dividend Investing (image credits: wikimedia) Dividend investing is a popular strategy among investors seeking a reliable income stream. By purchasing stocks from companies that regularly distribute a portion of their profits as dividends, investors can benefit from a steady flow of income. This approach is particularly appealing because it allows individuals ...
Explosion of Financial Content Explosion of Financial Content (image credits: pixabay) Social media platforms have evolved into bustling hubs for financial advice, where influencers dominate the scene with content on investing, budgeting, and the ever-volatile world of cryptocurrency. Platforms like YouTube, TikTok, and Instagram have become the new-age classrooms for anyone looking to dip their ...
Investing is a game where the rules often change depending on how much money you have. For the ultra-wealthy, or Ultra-High-Net-Worth Individuals (UHNWIs), the strategies and tactics used are remarkably different from what the average investor might employ. These individuals have unique access to a wide range of investment opportunities and employ a blend of ...
Chris Divay, B.Sc. Finance
Matthias Binder, M.Sc. Financial Engineering
Axel Wellington, B.Sc. Economic Policy