Have you ever wondered why the price of your favorite imported chocolate suddenly jumps, even though nothing else seems to have changed? The answer often lies in the hidden world of currency fluctuations. These invisible shifts can feel like a rollercoaster for businesses and consumers alike, sometimes bringing unexpected joy when prices fall and frustration ...
Have you ever opened your property tax bill and felt a rush of surprise—maybe even panic? You’re not alone. Across the country, millions are bracing themselves for a possible rise in property taxes this year. For homeowners, these increases aren’t just numbers on a page—they’re real dollars that can make a difference in daily life. ...
Have you ever wondered why so many investors seem to be abandoning the thrill of picking individual stocks for the quieter, steadier path of index funds? It might sound surprising, but this shift isn’t just a passing trend—it’s a growing movement that’s changing the way people invest their hard-earned money. Behind this wave is a ...
The Background of the Trade War The Background of the Trade War (image credits: unsplash) The trade war between the United States and China began in earnest in 2018, when then-President Donald Trump decided to impose tariffs on a wide range of Chinese goods. The spark for this conflict was Trump’s assertion that China was ...
Increased Financial Awareness Increased Financial Awareness (image credits: unsplash) There has been a noticeable upswing in financial awareness among people across various age groups and demographics. A survey from the National Endowment for Financial Education highlighted that over 70% of adults now feel more equipped with financial knowledge compared to five years ago. This newfound ...
1. Investing in Renewable Energy 1. Investing in Renewable Energy (image credits: pixabay) The world is rapidly transitioning toward sustainable energy, and this shift is creating a goldmine of opportunities for investors. The International Energy Agency (IEA) reported that global investment in renewable energy reached a whopping $500 billion in 2022, a 20% increase from ...
1. Mint 1. Mint (image credits: unsplash) Mint is a household name when it comes to budgeting apps, and for good reason. It offers users the ability to track their expenses, create budgets, and keep an eye on their financial health. By linking to various bank accounts and credit cards, Mint gives users a holistic ...
vs. Investing in 2025: Where Are Americans Putting Their Money? Current Trends in Savings Current Trends in Savings (image credits: unsplash) As of 2025, economic uncertainties have led Americans to prioritize savings more than ever. The personal savings rate, which saw a significant increase during the pandemic, still hovers higher than pre-pandemic levels. According to ...
Understanding Financial Privilege Understanding Financial Privilege (image credits: pixabay) Financial privilege is a concept that is not always openly discussed, yet it plays a crucial role in shaping life opportunities. It refers to the benefits and advantages that individuals or groups enjoy due to their financial status. These advantages manifest in various ways, such as ...
Definition of the Gig Economy Definition of the Gig Economy (image credits: pexels) The gig economy is a modern labor market characterized by short-term contracts and freelance work, as opposed to traditional full-time employment. It has grown significantly due to platforms like Uber, Lyft, and Upwork, which offer flexible work arrangements. According to McKinsey, about ...
Jack Smith, B.Sc. Economics
Chris Divay, B.Sc. Finance
Chris Divay, B.Sc. Finance