Digital Payment Revolution Reshapes Money Management Digital Payment Revolution Reshapes Money Management (image credits: unsplash) The shift away from physical cash has accelerated dramatically, with digital payments now accounting for over 88% of all transactions in countries like Sweden and 76% in the United States according to 2024 Federal Reserve data. This transformation isn’t just ...
The AI Revolution is Crushing Market Expectations The AI Revolution is Crushing Market Expectations (image credits: unsplash) When NVIDIA’s stock price jumped from $146 in January 2023 to over $500 by mid-2024, investors suddenly realized they were witnessing something extraordinary. The artificial intelligence boom has created returns that make traditional investments look almost boring. Companies ...
Start With Emergency Fund Basics Start With Emergency Fund Basics (image credits: unsplash) Building wealth from a regular paycheck might seem impossible, but research from the Federal Reserve shows that 40% of Americans can’t cover a $400 emergency expense. Your first step isn’t investing or side hustles – it’s creating a financial cushion that protects ...
The AI Economic Revolution That’s Already Here The AI Economic Revolution That’s Already Here (image credits: unsplash) Artificial intelligence isn’t just changing how we work—it’s completely reshaping the global economy in ways that might surprise you. Almost 40 percent of global employment is exposed to AI, according to the International Monetary Fund, and this isn’t ...
Understanding the Modern Commodity Investment Landscape Understanding the Modern Commodity Investment Landscape (image credits: unsplash) Did you know that gold prices jumped 53% in less than one year, rising from a low of $1,831 per ounce in October 2023 to over $2,800 by October 2024? This explosive movement shows just how powerful commodity investing can ...
Develop Your Financial News Filter Develop Your Financial News Filter (image credits: unsplash) The first step to reading news like an analyst is building a systematic filter for financial information. Cast a skeptical eye toward the first few results of any online search – they are almost always sponsored content, otherwise known as ads. Plus, ...
Have you ever wondered what’s pulling so many homebuyers away from the bright lights and busy streets of major cities? It’s not just a passing fad—families and individuals all over the country are packing up for a quieter, more affordable life in smaller cities. The reasons behind this movement are more surprising and heartfelt than ...
The Power of Financial Literacy The Power of Financial Literacy (image credits: unsplash) The wealthiest 1% have a secret weapon that many people overlook: a deep understanding of financial concepts. Instead of just knowing how to balance a checkbook, they learn about stocks, bonds, real estate, and even more complex investment vehicles. The National Endowment ...
Major Life Transitions Major Life Transitions (image credits: pixabay) Moving to a new city, switching careers, or starting a family can throw your finances off balance in ways you might never expect. Even the most organized planners often forget just how many hidden costs come with these big changes. A 2024 survey by the American ...
Have you ever wondered where the world’s smartest money is flowing right now? This year, investors are buzzing with excitement—and a little bit of anxiety—as global markets shift in surprising ways. Some markets are surging with innovation, while others are transforming old challenges into brand-new opportunities. The race to capture the hottest investments is on, ...
Jack Smith, B.Sc. Economics
Chris Divay, B.Sc. Finance
Chris Divay, B.Sc. Finance