Articles for author: Chris Divay, B.Sc. Finance

How to Build Wealth While Working a 9–5

How to Build Wealth While Working a 9–5

Start With Emergency Fund Basics Start With Emergency Fund Basics (image credits: unsplash) Building wealth from a regular paycheck might seem impossible, but research from the Federal Reserve shows that 40% of Americans can’t cover a $400 emergency expense. Your first step isn’t investing or side hustles – it’s creating a financial cushion that protects ...

The 5 Biggest Economic Shifts You're Not Hearing About

The 5 Biggest Economic Shifts You’re Not Hearing About

The AI Economic Revolution That’s Already Here The AI Economic Revolution That’s Already Here (image credits: unsplash) Artificial intelligence isn’t just changing how we work—it’s completely reshaping the global economy in ways that might surprise you. Almost 40 percent of global employment is exposed to AI, according to the International Monetary Fund, and this isn’t ...

How to Turn Commodities into Long-Term Gains

How to Turn Commodities into Long-Term Gains

Understanding the Modern Commodity Investment Landscape Understanding the Modern Commodity Investment Landscape (image credits: unsplash) Did you know that gold prices jumped 53% in less than one year, rising from a low of $1,831 per ounce in October 2023 to over $2,800 by October 2024? This explosive movement shows just how powerful commodity investing can ...

How to Read the News Like a Financial Analyst

How to Read the News Like a Financial Analyst

Develop Your Financial News Filter Develop Your Financial News Filter (image credits: unsplash) The first step to reading news like an analyst is building a systematic filter for financial information. Cast a skeptical eye toward the first few results of any online search – they are almost always sponsored content, otherwise known as ads. Plus, ...

What the Wealthiest 1% Know That You Don’t

What the Wealthiest 1% Know That You Don’t

The Power of Financial Literacy The Power of Financial Literacy (image credits: unsplash) The wealthiest 1% have a secret weapon that many people overlook: a deep understanding of financial concepts. Instead of just knowing how to balance a checkbook, they learn about stocks, bonds, real estate, and even more complex investment vehicles. The National Endowment ...

Top 10 Global Markets Gaining Investor Attention This Year

Top 10 Global Markets Gaining Investor Attention This Year

Have you ever wondered where the world’s smartest money is flowing right now? This year, investors are buzzing with excitement—and a little bit of anxiety—as global markets shift in surprising ways. Some markets are surging with innovation, while others are transforming old challenges into brand-new opportunities. The race to capture the hottest investments is on, ...

How High-Net-Worth Portfolios Are Shifting in 2025

How High-Net-Worth Portfolios Are Shifting in 2025

Have you ever wondered how the world’s wealthiest are adapting to the rapidly changing financial world in 2025? The portfolios of high-net-worth individuals (HNWIs) are not just evolving—they’re being transformed in bold, sometimes surprising ways. From chasing new opportunities to protecting their fortunes, the rich are rewriting the rules of wealth management. What’s fueling these ...