Overview of the Housing Market Trends Overview of the Housing Market Trends (image credits: unsplash) In 2025, Texas and Florida are both experiencing remarkable growth in their housing markets, each driven by unique factors. Texas has become a magnet for new residents due to its thriving job market and lower cost of living. The state ...
1. Understanding Interest Rates 1. Understanding Interest Rates (image credits: pixabay) Interest rates are like the price tag on borrowed money. When you take out a loan, the interest rate determines how much extra you’ll pay for the privilege of using someone else’s money. Think of it like renting a car; the longer you have ...
The Allure of Instant Wealth The Allure of Instant Wealth (image credits: unsplash) Many people fantasize about winning the lottery, dreaming of a life filled with luxury, freedom, and endless possibilities. However, the reality of sudden wealth is not as glamorous as it seems. According to a report by the National Endowment for Financial Education, ...
Create a Detailed Budget Create a Detailed Budget (image credits: pixabay) Creating a detailed budget is like laying the blueprint for your financial house. According to a 2023 report by the National Endowment for Financial Education, only 32% of Americans keep a detailed budget, which is surprising given its importance. By tracking every penny you ...
Understand Your Financial Situation Understand Your Financial Situation (image credits: wikimedia) Before stepping into the rental property market, it is crucial to have a clear picture of your financial status. It’s like setting sail without knowing the weather conditions; you need to be prepared. A good place to start is by checking your credit score, ...
Understanding Market Cycles Understanding Market Cycles (image credits: pixabay) To build a stock portfolio that can survive any market crash, understanding market cycles is fundamental. Markets naturally go through periods of growth and decline, much like the changing seasons. The National Bureau of Economic Research notes that expansions typically last around 58 months, while contractions ...
Understanding Social Class Understanding Social Class (image credits: unsplash) Social class is more than just a label; it’s a framework that influences various aspects of our lives, including our financial perspectives. At its core, social class is a hierarchy based on economic status, education, and occupation. The Pew Research Center categorizes social class into three ...
The Rise of the Tiny Home Movement The Rise of the Tiny Home Movement (image credits: pexels) Tiny homes, often under 400 square feet, have been gaining popularity as more people seek to downsize and simplify their lives. The movement started as a counter-culture trend but has now transitioned into a mainstream lifestyle choice. This ...
Living Below Their Means Living Below Their Means (image credits: wikimedia) Millionaires are often associated with lavish lifestyles, but many of them actually live below their means. This doesn’t mean they don’t enjoy life, but rather they make conscious choices about their spending. For instance, Warren Buffet, a billionaire, still resides in the house he ...
Flexibility in a Changing Market Flexibility in a Changing Market (image credits: pexels) In 2025, the real estate market is anticipated to be more volatile than ever. The economic shifts have led to unpredictable property values, making it challenging for potential homeowners to predict the future worth of their investments. Renting provides the kind of ...
Axel Wellington, B.Sc. Economic Policy
Axel Wellington, B.Sc. Economic Policy
Chris Divay, B.Sc. Finance