Have you ever daydreamed about escaping the daily grind to your very own lakeside cabin or bustling city apartment? The idea is more tempting than ever as we move into 2025, with more people craving a personal retreat or potential investment. But the reality is that owning a second home comes with costs—some expected, some ...
It’s 2025, and the age-old question—should you rent, or is it finally time to buy?—has never felt more urgent. The American housing market is a wild ride, with prices that can make your head spin and monthly rents that sometimes seem to defy gravity. People in every corner of the country are searching for answers, ...
Have you ever wondered how much your own spending habits have changed since the world turned upside down? The COVID-19 pandemic didn’t just bring masks and hand sanitizer to the forefront—it completely transformed the ways we spend our money. From the comfort of our couches, to the checkout lines at local shops, every purchase now ...
1. Overview of Economic Growth Projections 1. Overview of Economic Growth Projections (image credits: unsplash) In 2025, the economic landscape of the United States is expected to outshine that of Europe, with growth rates projected between 2.5% to 3%. Meanwhile, Europe anticipates a more modest growth ranging from 1.5% to 2%. This divergence is largely ...
Economic Uncertainty Economic Uncertainty (image credits: pixabay) Economic uncertainty is a significant factor causing Americans to delay major purchases. Many are apprehensive about the future, as economic indicators like inflation and potential recession loom large. A recent survey from the Federal Reserve indicated that nearly 60% of consumers feel uneasy about the economy’s stability. These ...
Economic Instability and Retirement Savings Economic Instability and Retirement Savings (image credits: unsplash) Global economic instability has a direct impact on retirement savings, as it often affects the performance of investment markets. A report by the World Bank emphasizes that global economic growth is expected to slow, which can lead to reduced investment returns. Many ...
The Rise of Regional Trade Agreements The Rise of Regional Trade Agreements (image credits: pixabay) Regional trade agreements (RTAs) have witnessed a significant surge, fundamentally altering global trade dynamics. According to the World Trade Organization (WTO), there are over 300 RTAs currently active, with more being negotiated frequently. These agreements are instrumental in reducing tariffs, ...
Overview of the Housing Market Trends Overview of the Housing Market Trends (image credits: unsplash) In 2025, Texas and Florida are both experiencing remarkable growth in their housing markets, each driven by unique factors. Texas has become a magnet for new residents due to its thriving job market and lower cost of living. The state ...
1. Understanding Interest Rates 1. Understanding Interest Rates (image credits: pixabay) Interest rates are like the price tag on borrowed money. When you take out a loan, the interest rate determines how much extra you’ll pay for the privilege of using someone else’s money. Think of it like renting a car; the longer you have ...
The Allure of Instant Wealth The Allure of Instant Wealth (image credits: unsplash) Many people fantasize about winning the lottery, dreaming of a life filled with luxury, freedom, and endless possibilities. However, the reality of sudden wealth is not as glamorous as it seems. According to a report by the National Endowment for Financial Education, ...
Matthias Binder, M.Sc. Financial Engineering
Axel Wellington, B.Sc. Economic Policy
Jack Smith, B.Sc. Economics