Understanding Social Class Understanding Social Class (image credits: unsplash) Social class is more than just a label; it’s a framework that influences various aspects of our lives, including our financial perspectives. At its core, social class is a hierarchy based on economic status, education, and occupation. The Pew Research Center categorizes social class into three ...
The Rise of the Tiny Home Movement The Rise of the Tiny Home Movement (image credits: pexels) Tiny homes, often under 400 square feet, have been gaining popularity as more people seek to downsize and simplify their lives. The movement started as a counter-culture trend but has now transitioned into a mainstream lifestyle choice. This ...
Living Below Their Means Living Below Their Means (image credits: wikimedia) Millionaires are often associated with lavish lifestyles, but many of them actually live below their means. This doesn’t mean they don’t enjoy life, but rather they make conscious choices about their spending. For instance, Warren Buffet, a billionaire, still resides in the house he ...
Flexibility in a Changing Market Flexibility in a Changing Market (image credits: pexels) In 2025, the real estate market is anticipated to be more volatile than ever. The economic shifts have led to unpredictable property values, making it challenging for potential homeowners to predict the future worth of their investments. Renting provides the kind of ...
The Historical Dominance of the US Dollar The Historical Dominance of the US Dollar (image credits: unsplash) The US dollar, often referred to as the “greenback,” has long been the cornerstone of global finance. Since the end of World War II, the dollar has held its place as the world’s primary reserve currency. Countries around ...
Understanding the Basics of Index Funds Understanding the Basics of Index Funds (image credits: wikimedia) Index funds may sound complex, but they are quite straightforward. Imagine a basket that holds various fruits, each representing a different stock. Instead of buying each fruit individually, you purchase the entire basket. This is what an index fund does; ...
Understanding Market Trends Understanding Market Trends (image credits: unsplash) Spotting the next big stock market winner requires a keen eye on market trends. These trends are like ocean currents guiding ships; if you know how to read them, you can navigate successfully. Start by observing patterns in the stock market, such as the rise of ...
Elevated Recession Probabilities Elevated Recession Probabilities (image credits: flickr) Recently, J.P. Morgan Research raised the likelihood of a U.S. and global recession occurring before the end of 2024 to 35%, up from a previous estimate of 25%. This increase in probability is not just a number; it reflects growing concerns about the global economic landscape. ...
Most Employers Expect You to Negotiate Most Employers Expect You to Negotiate (image credits: unsplash) When you receive a job offer, you might feel that the salary presented is set in stone. However, this is often not the case. Many hiring managers actually anticipate negotiations from candidates and start with a lower offer, leaving room ...
Lifestyle Inflation Lifestyle Inflation (image credits: flickr) As you climb the career ladder and your income increases, the temptation to upgrade your lifestyle becomes almost irresistible. Suddenly, the bigger house, the fancier car, and the frequent vacations seem within reach. But this is the trap of lifestyle inflation. The more you earn, the more you ...
Jack Smith, B.Sc. Economics
Axel Wellington, B.Sc. Economic Policy
Matthias Binder, M.Sc. Financial Engineering