Elevated Recession Probabilities Elevated Recession Probabilities (image credits: flickr) Recently, J.P. Morgan Research raised the likelihood of a U.S. and global recession occurring before the end of 2024 to 35%, up from a previous estimate of 25%. This increase in probability is not just a number; it reflects growing concerns about the global economic landscape. ...
Most Employers Expect You to Negotiate Most Employers Expect You to Negotiate (image credits: unsplash) When you receive a job offer, you might feel that the salary presented is set in stone. However, this is often not the case. Many hiring managers actually anticipate negotiations from candidates and start with a lower offer, leaving room ...
Lifestyle Inflation Lifestyle Inflation (image credits: flickr) As you climb the career ladder and your income increases, the temptation to upgrade your lifestyle becomes almost irresistible. Suddenly, the bigger house, the fancier car, and the frequent vacations seem within reach. But this is the trap of lifestyle inflation. The more you earn, the more you ...
Legal and Tax Regulations Vary Legal and Tax Regulations Vary (image credits: unsplash) One of the most important aspects to consider is the legal and tax regulations in the country where you’re planning to invest. Unlike domestic real estate, international property laws can be vastly different. Every country has its own set of rules regarding ...
Market Growth Market Growth (image credits: unsplash) The global smart home market is experiencing explosive growth, with projections indicating it will surpass a staggering $200 billion by 2028. This rapid expansion is largely driven by advancements in the Internet of Things (IoT) and artificial intelligence (AI). These technologies enable devices to communicate and learn from ...
Budgeting Apps Help You Track Spending Budgeting Apps Help You Track Spending (image credits: unsplash) Budgeting apps have transformed the way we track our spending. With platforms like Mint, YNAB (You Need a Budget), and PocketGuard, it’s easier than ever to categorize expenses and set budgets. These apps are like personal financial advisors in your ...
House Hacking House Hacking (image credits: pixabay) House hacking is an ingenious method for those looking to enter the real estate market without breaking the bank. The concept is simple yet effective: purchase a multi-unit property, such as a duplex or triplex, and live in one of the units while renting out the others. The ...
Understanding Compound Interest Understanding Compound Interest (image credits: wikimedia) Compound interest is a financial concept that often sounds complex but is actually fairly straightforward. At its core, it involves earning interest not just on your initial principal amount, but also on the interest that accumulates over time. This means that your investment grows not only ...
Matthias Binder, M.Sc. Financial Engineering
Axel Wellington, B.Sc. Economic Policy
Jack Smith, B.Sc. Economics