The Pulse of the Industry: Mutual Funds in 2025 The Pulse of the Industry: Mutual Funds in 2025 (image credits: unsplash) Mutual funds are still a major force in the financial world, managing nearly $23 trillion in assets around the globe. But something has changed—net inflows fell by 15% in 2024, marking a sharp shift ...
The Surprising Strength of Simplicity The Surprising Strength of Simplicity (image credits: pixabay) Most people believe that investing needs to be complicated, full of endless research and quick decisions. Yet, the more the world changes and markets swing wildly, the more investors rush toward something surprisingly simple: passive investing. In the midst of headlines shouting ...
It’s shocking how two people living in the same country can feel like they’re worlds apart—especially when it comes to wealth. Imagine the bright lights and towering buildings of the city, where fortunes are made and lost every day. Now picture a quiet rural town, fields stretching for miles, but opportunity seems just out of ...
Rising Home Prices Rising Home Prices (image credits: unsplash) In recent years, the United States has witnessed a dramatic surge in home prices, turning the dream of homeownership into a distant reality for many. The National Association of Realtors reported that the median existing-home price reached an astonishing $350,300 in August 2023, marking a 14.9% ...
The Background of the Trade War The Background of the Trade War (image credits: unsplash) The trade war between the United States and China began in earnest in 2018, when then-President Donald Trump decided to impose tariffs on a wide range of Chinese goods. The spark for this conflict was Trump’s assertion that China was ...
Increased Financial Awareness Increased Financial Awareness (image credits: unsplash) There has been a noticeable upswing in financial awareness among people across various age groups and demographics. A survey from the National Endowment for Financial Education highlighted that over 70% of adults now feel more equipped with financial knowledge compared to five years ago. This newfound ...
Understanding Grocery Inflation Understanding Grocery Inflation (image credits: pixabay) Grocery inflation is a term that has become familiar to many. It refers to the increasing cost of food and household items over time. As of 2023, the United States has witnessed a substantial rise in grocery prices, with an inflation rate of about 10% year-over-year. ...
Understanding Geopolitical Risk Understanding Geopolitical Risk (image credits: pixabay) Geopolitical risk is the threat that political events or conditions in one country will impact economic activities in another. With globalization making the world more interconnected, a hiccup in one corner can send ripples across the globe. A staggering 87% of executives, as reported by the ...
1. Mint 1. Mint (image credits: unsplash) Mint is a household name when it comes to budgeting apps, and for good reason. It offers users the ability to track their expenses, create budgets, and keep an eye on their financial health. By linking to various bank accounts and credit cards, Mint gives users a holistic ...
1. Understanding Interest Rates 1. Understanding Interest Rates (image credits: pixabay) Interest rates are like the price tag on borrowed money. When you take out a loan, the interest rate determines how much extra you’ll pay for the privilege of using someone else’s money. Think of it like renting a car; the longer you have ...
Jack Smith, B.Sc. Economics
Jack Smith, B.Sc. Economics
Axel Wellington, B.Sc. Economic Policy