Pre-Market Analysis at 5 AM Pre-Market Analysis at 5 AM (image credits: flickr) Most Fortune 500 CEOs start their financial day before the sun rises, with 73% beginning their market analysis by 5 AM according to a 2024 McKinsey executive survey. Tim Cook famously reads financial reports at 4:30 AM, scanning overnight market movements from ...
Digital Payment Revolution Reshapes Money Management Digital Payment Revolution Reshapes Money Management (image credits: unsplash) The shift away from physical cash has accelerated dramatically, with digital payments now accounting for over 88% of all transactions in countries like Sweden and 76% in the United States according to 2024 Federal Reserve data. This transformation isn’t just ...
Tech Giants Face Historic Layoffs as Revenue Streams Dry Up Tech Giants Face Historic Layoffs as Revenue Streams Dry Up (image credits: pixabay) The technology sector, once considered recession-proof, experienced unprecedented workforce reductions throughout 2023 and 2024. Amazon, Meta, Google, and Microsoft collectively eliminated over 150,000 positions, according to data from TechCrunch’s layoff tracker. These ...
Start With Emergency Fund Basics Start With Emergency Fund Basics (image credits: unsplash) Building wealth from a regular paycheck might seem impossible, but research from the Federal Reserve shows that 40% of Americans can’t cover a $400 emergency expense. Your first step isn’t investing or side hustles – it’s creating a financial cushion that protects ...
Supply Chain Disruptions Supply Chain Disruptions (image credits: unsplash) Geopolitical tensions are like unpredictable storms that can shake the very foundation of global energy supply chains. Conflicts, trade restrictions, or political unrest can create severe disruptions, affecting the flow of oil, natural gas, and other crucial resources. Imagine a vast network of highways suddenly blocked, ...
Shift Toward Essential Purchases Shift Toward Essential Purchases (image credits: wordpress) As inflation continues to rise, consumers are becoming more cautious about where they spend their money. The focus has shifted towards essentials, with necessities such as food, housing, and utilities taking precedence. Luxuries and non-essential items like high-end gadgets, designer clothes, and entertainment subscriptions ...
Understanding the Green Economy Understanding the Green Economy (image credits: unsplash) A green economy is a concept that focuses on sustainable development while ensuring the environment remains unharmed. This means making economic progress without destroying the planet. It involves reducing our carbon footprint, enhancing energy efficiency, and promoting renewable energy sources. Think of it as ...
Your Brain on Spending Your Brain on Spending (image credits: unsplash) Did you know that the average consumer spends $281.75 per month on impulse buys in 2024 for a projected total of $3,381? That’s more than most people spend on their car payments. Your brain isn’t wired for modern shopping – it’s still operating like ...
Warren Buffett – The Oracle of Omaha Who Defied 2025 Market Chaos Warren Buffett – The Oracle of Omaha Who Defied 2025 Market Chaos (image credits: rawpixel) In a year where most billionaires watched their fortunes crumble, Warren Buffett’s net worth has grown by $11.5 billion since the start of 2025, making him the only ...
Develop Your Financial News Filter Develop Your Financial News Filter (image credits: unsplash) The first step to reading news like an analyst is building a systematic filter for financial information. Cast a skeptical eye toward the first few results of any online search – they are almost always sponsored content, otherwise known as ads. Plus, ...
Jack Smith, B.Sc. Economics
Chris Divay, B.Sc. Finance
Chris Divay, B.Sc. Finance