Understanding Compound Interest Understanding Compound Interest (image credits: wikimedia) Compound interest is a financial concept that often sounds complex but is actually fairly straightforward. At its core, it involves earning interest not just on your initial principal amount, but also on the interest that accumulates over time. This means that your investment grows not only ...
Investing is a game where the rules often change depending on how much money you have. For the ultra-wealthy, or Ultra-High-Net-Worth Individuals (UHNWIs), the strategies and tactics used are remarkably different from what the average investor might employ. These individuals have unique access to a wide range of investment opportunities and employ a blend of ...
Lack of a Clear Financial Plan Lack of a Clear Financial Plan (image credits: pexels) Embarking on your investment journey without a well-defined financial plan is like setting sail without a map. Investors without a clear plan often find themselves making unfocused and haphazard decisions. To avoid this, it’s crucial to establish clear financial goals, ...
Gold’s Performance and Outlook Gold’s Performance and Outlook (image credits: wikimedia) In 2024, gold dazzled investors with an impressive surge, rising by 27% to reach a remarkable $2,617.20 per troy ounce. This performance marked its best since 2010, catching the attention of both seasoned investors and novices alike. Major financial institutions such as JPMorgan, Goldman ...
Set Clear Goals Before Investing Set Clear Goals Before Investing (image credits: flickr) Before diving into the world of investments, setting clear financial goals is akin to plotting a course before setting sail. Whether you aim to save for retirement, buy a house, or fund your children’s education, knowing your destination shapes your investment journey. ...
What Is Real Estate Crowdfunding? What Is Real Estate Crowdfunding? (image credits: pixabay) Real estate crowdfunding is an innovative investment model that has gained traction in recent years. It allows individuals to collectively pool their funds online to invest in real estate projects. This collaborative approach democratizes property investment, opening doors to opportunities that were ...
What Are ETFs? What Are ETFs? (image credits: pixabay) Exchange-Traded Funds, commonly known as ETFs, have become a staple in the world of investing. These funds operate like a blend between a mutual fund and a stock. Just like stocks, ETFs can be traded on major stock exchanges throughout the day. What makes them unique ...
Timing the Market Defined Timing the Market Defined (image credits: pexels) Timing the market is a strategy that involves buying and selling securities based on predictions about future market movements. The goal is to maximize short-term gains by capitalizing on anticipated price changes. Investors who choose this approach aim to buy low and sell high, ...
What Is ESG? What Is ESG? (image credits: pexels) ESG stands for Environmental, Social, and Governance, a set of criteria used to evaluate the sustainability and ethical impact of an investment in a company. When investors look at the environmental aspect, they assess how a company impacts the planet, like reducing carbon emissions or using ...
Dividend-Paying Stocks Dividend-Paying Stocks (image credits: flickr) One of the most accessible ways to earn passive income is through dividend-paying stocks. These are shares in companies that regularly distribute a portion of their earnings to shareholders. When you invest in reliable, dividend-paying companies, you not only benefit from regular payouts but also from potential stock ...
Jack Smith, B.Sc. Economics
Axel Wellington, B.Sc. Economic Policy
Matthias Binder, M.Sc. Financial Engineering