Myth 1: Checking Your Own Credit Score Hurts It Myth 1: Checking Your Own Credit Score Hurts It (image credits: unsplash) It’s shocking how many people still hesitate to check their own credit score, fearing it will drop just by peeking. The truth is, checking your own score is considered a “soft inquiry” and has ...
Have you ever wondered why a cup of coffee costs so much more in San Francisco than in Des Moines? The cost of living across America is not just a number on a chart—it’s the difference between feeling secure and struggling to make ends meet. In 2025, these differences are more pronounced than ever, affecting ...
Have you ever wondered how you would handle a surprise medical bill or sudden job loss? The truth is, most Americans feel a jolt of anxiety just thinking about it. With rising living costs, unpredictable economies, and all the “what-ifs” life throws our way, building an emergency fund has never felt more urgent or overwhelming. ...
Have you ever felt torn between wiping out your debt and building up your savings? It’s a struggle that keeps many people awake at night, anxiously crunching numbers, wondering which path leads to real financial peace. Imagine standing at a crossroads, each path promising security but also carrying its own risks. The choice between paying ...
Have you ever wondered why it seems like young adults are breaking all the old money rules? From using their phones to invest in stocks, to chasing adventures instead of collecting stuff, there’s a real shift happening. It’s surprising, even a little inspiring, to see how boldly this generation is carving out its own financial ...
Have you ever wondered how the world’s wealthiest are adapting to the rapidly changing financial world in 2025? The portfolios of high-net-worth individuals (HNWIs) are not just evolving—they’re being transformed in bold, sometimes surprising ways. From chasing new opportunities to protecting their fortunes, the rich are rewriting the rules of wealth management. What’s fueling these ...
Have you ever wondered where your money disappears by the end of the month? It’s almost shocking how quickly small, everyday expenses can snowball into hefty sums, leaving many people scratching their heads and feeling frustrated. These sneaky costs don’t just drain your wallet—they can quietly sabotage your savings goals and financial peace of mind. ...
vs. Investing in 2025: Where Are Americans Putting Their Money? Current Trends in Savings Current Trends in Savings (image credits: unsplash) As of 2025, economic uncertainties have led Americans to prioritize savings more than ever. The personal savings rate, which saw a significant increase during the pandemic, still hovers higher than pre-pandemic levels. According to ...
Understanding Financial Discipline Understanding Financial Discipline (image credits: unsplash) Financial discipline is much like learning to ride a bike. At first, it might seem overwhelming, but with practice, you can glide smoothly. Financial discipline is about managing your money wisely, ensuring you spend less than you earn. It’s not just about denying yourself pleasures but ...
Living Below Their Means Living Below Their Means (image credits: wikimedia) Millionaires are often associated with lavish lifestyles, but many of them actually live below their means. This doesn’t mean they don’t enjoy life, but rather they make conscious choices about their spending. For instance, Warren Buffet, a billionaire, still resides in the house he ...
Jack Smith, B.Sc. Economics
Jack Smith, B.Sc. Economics
Axel Wellington, B.Sc. Economic Policy