It might surprise you, but the classic image of the bustling city as the center of real estate action is being seriously challenged. Suburban real estate, once thought of as sleepy or secondary, is now stepping into the spotlight with a boldness nobody quite expected. The reasons are varied, but they all come down to ...
The Current State of Mortgage Rates The Current State of Mortgage Rates (image credits: pixabay) Mortgage rates have taken center stage in the national conversation, with the average 30-year fixed rate climbing to about 7.5% in early 2025. This is a level not witnessed since the early 2000s, and it’s sending shockwaves through would-be homebuyers ...
Imagine a skyline filled with brand-new buildings, cranes dotting the horizon, and the sound of progress echoing through neighborhoods. Now, picture other city blocks where silence reigns, empty lots gather dust, and long-promised projects sit on hold. Across America, the pulse of new construction beats wildly in some places, while in others, it barely registers. ...
Have you ever opened your property tax bill and felt a rush of surprise—maybe even panic? You’re not alone. Across the country, millions are bracing themselves for a possible rise in property taxes this year. For homeowners, these increases aren’t just numbers on a page—they’re real dollars that can make a difference in daily life. ...
The Surprising Power Behind Neighborhoods The Surprising Power Behind Neighborhoods (image credits: unsplash) It might sound dull at first—zoning laws. But behind every lively street, peaceful suburb, or bustling downtown, these rules quietly shape the way we live, work, and connect. Imagine waking up to a coffee shop just downstairs or enjoying a leafy park ...
It’s 2025, and the age-old question—should you rent, or is it finally time to buy?—has never felt more urgent. The American housing market is a wild ride, with prices that can make your head spin and monthly rents that sometimes seem to defy gravity. People in every corner of the country are searching for answers, ...
Historical Performance of Real Estate vs. Stocks Historical Performance of Real Estate vs. Stocks (image credits: unsplash) Historically, real estate and stocks have both been attractive options for investors seeking long-term gains. The Federal Reserve has documented that real estate generally appreciates at an annual rate of 3-4%, whereas the S&P 500 often yields returns ...
Changing Financial Priorities Changing Financial Priorities (image credits: unsplash) Millennials and Gen Z are increasingly prioritizing financial stability over the traditional goal of owning a home. Student debt has played a significant role in this shift, with many young adults facing an average debt of around $30,000. According to the Federal Reserve’s 2022 report, 43% ...
Understanding the Housing Market Cycle Understanding the Housing Market Cycle (image credits: unsplash) The housing market is much like the seasons, with cycles of growth and decline. During a crash, property values can plummet, offering golden opportunities for those who know where to look. Historically, housing prices have been known to drop by as much ...
The Rise of the Tiny Home Movement The Rise of the Tiny Home Movement (image credits: pexels) Tiny homes, often under 400 square feet, have been gaining popularity as more people seek to downsize and simplify their lives. The movement started as a counter-culture trend but has now transitioned into a mainstream lifestyle choice. This ...
Matthias Binder, M.Sc. Financial Engineering
Axel Wellington, B.Sc. Economic Policy
Jack Smith, B.Sc. Economics